Banking has transformed the Indian Infrastructure and Urbanization in all respect.
Large scale projects, rural and agricultural developments were possible in
last 50 years for extraordinary contribution from the Banks and Financial Institutions
Today being regulated through set of rules by RBI and squeezing profit margins,
Investors and stake holder expectations have raised pressure on execution of banking
business in India. Also to comply with the Foreign exchange and doing business with
International agencies put Banking operations with stringent compliances and require
utmost attentions for choosing
the funding options and accepting the investments in current volatile currency markets.
Securities also have same risk assessment wherein banks and financial institutions
do not predict the abnormal demand supplies gap and hence may lend up in bigger losses.
Gold trading volatility and real estate business recession in India in recent years are
fantastic case studies and those have affected many investors keeping banking operations
as victim and extreme negative profit centre being an intermediary – funding agency.
New budget has proposed Financial Inclusion Mission, Long Term Infrastructure Loans,
raised fund limit for Banks from market with minimum regulatory pre-emption such as CRR,
SLR and Priority Sector Lending (PSL), framework for licensing small banks and other
differentiated banks. Differentiated banks serving niche interests, local area banks,
payment banks etc. are contemplated to meet credit and remittance needs of
small businesses, unorganized sector, low income households, farmers and migrant work force.
COMPAXED team possesses extensive experience in Banking and Security fields and we
deliver the best solutions for these industries with rich experience and in depth research.
